Page 22 - Damage Prevention Journal 2018 Issue 3
P. 22

P ' ' 9
Insurance YICGS - HI her Of LOWE?
-
Hy Vuguun .<e....e5
Th: lhlhcv c......, hm.
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cs1dc~ calling your agent l’IOW ALL the h...1d...,;. ... an a.ea/ town. 1; A) Red Mmtang, ......-, mnvcmblc 7 25
and .he.. or open your h.n., a tornado onltbmnk oc:ur~' 7 and ha~ y/ 0 dnvcr 7 s33,0nu l’IL‘\\’
how much hme d.. Vou .pe..d 7 a companv could get ....pe.1 out ... 5 _
tlunkmg about  . nunulc~’ ‘ §> F"_“‘ ggmgvv _C}*“°W‘ * 5° W 0
t11u|Ighk.~.o— but xake a mnmcnk now ‘M’ ' / "‘“
, ye», we once had an entire ........ wlpcd

and let a mu .. ym. can we youxscli wh.eh ox lhc~c cars do ym. .h...k mu
me mnncy. l5.m,1ux’~ ~'cc lmw .a.e.- §"W>m;>{';g;3"d PM ":'ak=1;*}"" (0,, mm m ,,,,,,,ca ‘

gct Nflbmwd ..»r$1 7 ... one c ec e

alI—vmod building had been d....a.ed Tedayg veh.e1e. a.e almmk d..ye.1e.a
Ildnu~n'tmzmurw11clhur .. .. ha Ihcnty. Itwa~g1noInmus—L‘vL‘n Insunucansas. And 1n~'<\mc::\>L'~',
c1.»rnn1crc\al()I pcr~1.»naI,:L‘rl£\InlhIng> had ra1ImadIm:k~ end mend so thc thcy ARE dnvurlcs~' The computer
arc mic e..a1a.e.~ 7 tucrmgcd dnvcr~ pmducb the company nmnufaclurcd "dr|vcr"I~tl1c "hcart"and"bm1n"
(~uIpn~cd7), h.gh powcmd vL‘hIc1L‘~, could he loadcd nght LWIIO .he em. of .he veh.e1e. They are aim ~L‘nuu~Iy
11mhc~ made cnumlym wood .uul Whm the mmdu ‘mi ‘he mm uxpcn~'I\.c ... .epa../replaee And, Mncc
... .he m......y wnh he fire lwdmnts ‘ .he \'c111:lc .~ ..ea.1y ..-elm w..h.....
, d — h...1d...,; ha. a p.1e ..r...a.eh~..ek. .

nmrby. map... thalal1—vmod h....ae OK “mm W Cd ml bmkm Th“ .., khhcan Cxplamwhythccnmpany
nzht mm the «mu! from say. the bmgdm , “W m x‘11’j§m‘k_ MW“ ‘ ’ w1ll1.»flcn"t1.»lz\I"a vcluclc, rathur than
Gun n[Mcx1c0 [could have aa.d N _* M H V K  d”P' mpzur .1.

"uu::\n[mnt" but K111: Culfam up cvcry " °'f‘t““5R P‘_’“‘f Sf ‘‘(:f‘;‘ ,‘t‘;‘" f‘ Y h H

year, much more than (11: Axlannc '“"f)‘”‘; "th ‘ ”““'r‘§ ‘£1 ‘d" 13‘ E‘ “N ‘ L U-"“Pfl“)« WC“ W11 HM
Wbmi “you am wmmm who PM :3 I. .. (yd LrW0h‘V1,( eh e.au‘d.. rams arm. a claxrnhmt{\'h),t1cy:\mrh()k
M dam and ‘Ch ram mmmbu H :‘ai...e ,.w a c L: ..;a.‘..‘...&.‘ V g}(‘\1ngt()r‘L‘c()upll 3.. ..1~~e’a)/’.uxEe..~.~
you m “M mppmd [0 mm H mm, a .e c()ln1pany‘:\;|Irt hLvLry 3;, . .~ way .y;... .a a 5 5L,u e..~e
Wm!” you chum mm M me guym .Emag...e .. ml eea. V aye l:\p‘};Lnc . h}.....2::.awn, ...... long ..;.11h.uakeh.:
Khummhflmguym W/ML_mP1m vLnIun~umncLvya~1n\.u\/L . a. k.«.rz\tL1ncrLa~co . .....}§...a 7
or AlbuqucIqIIc7 Now that c1.»mpany'~  533; §1fv'";;";"jC ‘lg rfgjjfuféfii ;U‘u°;~

bahlv ~':\ « "ND wuodcn ’ —' ‘ ’ ‘ ’
Whv7 Pm — 3 ' ovcra wxdc numbcr 1.»f111.»mL‘~m mu.
— bnuldlngs ox lugh value." You can’! >
Oh, a ........1.ke Knmnn wuuldn’l gel .. p.ea.e. a ......ad.., (hum mayhe thxuc ‘Y‘°‘"“> C’ h”"‘°* ‘ff E1“ f“;““d‘é¥_" :1‘ ‘
pmbablv. Right .h..yea.e.......e.e.zu vcars. Th.» >“‘",7' °’“P"‘?,‘“ ““" " ““ “W
‘ ...ea..~ anv cun1panvthe;lt1'\L‘v wmn ““° b“““‘“‘“5 ‘" ““°h ‘«"P“ "““‘“"'
Now how abmlt fire. .5 a wm.»d hnuacl the muwmcc M —(mMm'm, H cua~'I:\|, mrnzudo amns, mow 3. .ee
building nmrc lxkcly to burn an the ‘ ’ ‘ aYL‘:1,d|I~K>IOYnI~. etc. The cxpcncncc
In~umncc tor m~'umncc companxc~)

way duh... .ha.., xayy a buck e. smnc cm,‘ mm .1“ ,1‘ value ‘mach guns ....e thu pn.»cc~'s of paying clzums
bu|ldmg7 1.. me country or right ... gmldm 5 ,, 5 and ....ak...g a rcmunablc pmflt 7 and
mwn7H()we1b()ula ~'pnnklcI system? 3" t1'u~1> what ye... ~tatc’~ lnulmncu
What .: .he building/lmusc .. old 7 Ifyuu .h...k ahe... "why" mlc~' arc what C0n1mx~'~mncr1> charged .....h

hew a.e tlm~c clccmcal wm:~ h..1d...g they am, you beg... to ~02 how you can enforcing 7 Cnnugh p.e.........~ to pay
up7 Arc the yah.ea ... the am gum}; cut d....».. on your prcmlunu chums‘ a..d makc a .eaa....abIe profit.
down 7 or aw we.-, them are anon ,, ,,

.~’\uI<umIImnc:: nmkc~1trc.1lI\,'clv:z\r: Ilyuu are m~umnccavmm whcnvml
f1rc~, ....ren....a.e1y> ‘ ‘
age, age of \'c111:lc, de.e..p...... of purc11a~'L‘ a bonus, lot or veh.e1e, you can

Then, as cuursc, tlmm’~tl1L~ c()nccplt11at \'c11I:lL~, ma. ... veh.e1e. se .eh..h nmkc Cl\()I(L‘~(lh1I(ah ~avc ye.. .e...e $5
he m~'urz\ncc company wank to wrm: \'c111:lc w.n you be msunng: year ane. yczu’ B

20 g Damage Frevzmmn Jnumal .2... Issue .































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